Your Business and Your Life
Survival of the Fittest: Nokia’s Music Bundle vs. Muve Music
After reading articles on tech site www.theregister.co.uk, it becomes clear to see that options exist beyond the iTunes Store for getting music onto your mobile device. Two options that come to mind are Nokia’s Music Bundle, formerly known as Comes with Music, and Cricket’s Muve Music.
While these two services obviously have a lot in common, there are also some differences that make them unique. Let take a closer look at Nokia’s Music Bundle and Muve Music to learn more about what each has to offer.
Image via Wikipedia
Cost Efficiency
Nokia’s Music Bundle requires you to not only pay for the individual songs you want to download, but play them on a compatible Music Unlimited device. Dependin
Tags: Muve Music
India iron ore demand won’t match China’s
India will eventually take over from China as the main engine of growth for the iron ore market but its consumption will be less intense, an analyst says.
Markets shuddered this week when BHP Billiton said Chinese demand for the steel making commodity was flattening.
Compounding the new sober outlook for iron ore were comments at a conference in Perth by a consultant for commodities market analysts CRU, Laura Brooks, who said Chinese steel use would begin to slow down after 2015.
Ms Brooks went on to say that India’s strong appetite for iron ore would not totally make up for lower Chinese iron ore consumption.
“India is becoming the fastest growing major economy in the post-2015 period, however, (economic) growth in India is expected to peak in the eight per cent range, rather than the 10 per cent achieved in China,” she told delegates this week.
“Furthermore, we expect growth in India to have a less metal-intensive character as unlike China, it is less focused on the manufacturing sector.”
She said global supply of iron ore would remain tight in the short term as India further restricted iron ore exports because it needed to keep what it produced domestically as its industrialisation continued.
The nation recently increased its export tax from 20 to 30 per cent.
“Indian exports are falling rapidly due to increasing internal demand for steel mills and the challenging development environment for new projects,” Ms Brooks said.
“There is, for example, problematic land access, high taxes and infrastructure constraints.”
Parts of India also had introduced strict environmental regulations that prevented mining.
In the state of Orissa, iron ore exports had fallen by 80 per cent in the past year, Ms Brooks said.
“We have also seen some imports of iron ore into India from South Africa, which illustrates the tight supply situation,” she said.
Citigroup analyst Daniel Hynes told the conference that iron ore demand in India would double between now and 2020.
Tags: Iron Ore, Ore
Biden making first major foray into 2012 campaign
TOLEDO, Ohio — Vice President Joe Biden made an aggressive entry into the 2012 campaign Thursday, calling out Mitt Romney and the other Republican presidential hopefuls by name for their failure to support the auto bailout.
In his first major campaign address, Biden cast President Barack Obama as an advocate for the middle class, while labeling Romney, Newt Gingrich and Rick Santorum as protectors of the privileged.
If you give any one of these guys the keys to the White House, they will bankrupt the middle class, Biden said at a United Auto Workers hall in Toledo in the politically important state of Ohio.
Biden directed much of his fire at Romney, the GOP front-runner. He singled out the former Massachusetts governor, a native of the U.S. auto industrys home base of Michigan, for saying the government should let the auto industry go bankrupt and that a bailout would turn the car companies into the living dead.
Gov. Romneys predictions of a living dead? W
Tags: 2012 Campaign, Campaign
A few important things to remember while writing a business debt settlement letter
After the recent fiscal turmoil of 2008, a lot of businesses are facing an unbelievable amount of debt. These days, it’s not actually shocking for businesses to experience a period of low cash supply, where debts seem to exceed proceeds. Business debt may result from different reasons such as lack of supervision by the business authority, poor income to prop up their investment, and unexpected expenditures. It may just take place with anyone, your bills may get out of control and your creditors may knock at the door. Under such situations, a business debt settlement letter could prove to be quite useful.
A debt settlement normally includes 3 fundamental things, i.e. a plea for debt reduction, an acceptance of the settlement offer, and pledge to make the stipulated payment. However, in order to initiate the process, an official application from the debtor is obligatory. A debtor needs to offer a written application to the creditor, asking for debt reduction.
Tags: Debt, Debt Settlement
Improving without sliding backward
It is not unusual to observe that when things are not running well, it is mostly due to people not executing the basics well. But we find it to be a particularly strong theme of late. Readers may recall our writing just a few months ago about getting back to basics. Furthermore, what we wrote about last week regarding the tourism supply chain and the immigration queues at Suvarnabhumi airport is really about the same. But it used to work better though, right?
A specific twist to what we have been personally experiencing of late is of things sliding backward. For example, we are beleaguered Toronto Maple Leafs hockey fans. At the start of the season they were playing so well, and what team management and players all talked about was how well they were executing the basics. But they have just experienced a terrible slump in performance resulting in the coach being fired. And what does the new coach talk about? Getting back to basics. Huh, they had to bring in someone new to conclude that?
A client with whom we have been working quite a lot over the past year experiences the same.
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