Category 'Business Information'

Why saving money is easier than you think

What rate is your bank paying you?

A penny saved is a penny earnedThere is an age old saying that goes like this: “A penny saved is a penny earned”. Though this has long been considered common knowledge, the actual process of saving money has been much more difficult for many people. Why is it that they find it so hard to create more wealth for themselves? The answer could be a number of different things, but it is certainly at least partly to blame on the prevailing wisdom that it is difficult to save money.

Clydesdale Bank helps customers defeat the notion that they are unable to save money and break the cycle of always living paycheck to paycheck.

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May 14, 2013 No Comments »
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Hearing Loss – How to Keep Communicating in the Workplace

Hearing-Loss office communication

It can be difficult to communicate with someone who is suffering from hearing loss, but it is not impossible. There are some simple things that you can do to keep the lines of communication open. But the simplest thing that you can do, if you are unsure about the best way to communicate, is to ask them. Don’t worry about appearing insensitive or rude, they would much rather you asked than simply avoided speaking to them because of your lack of knowledge.

Deafness Awareness

Training all of your staff to be deafness aware is a good start. Call in a professional from a local deafness charity or government office and get expert advice on workplace adaptations and communication techniques. T

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May 10, 2013 No Comments »
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Tags: Hearing Loss, Keep

The Holy Grail of Loan Questions is Answered: How do I get a Business Loan?

How do I get a business loan? What paperwork will I be required to submit to get a loan?

Required materials for a loan application vary from lender to lender and state to state, but there are some basic documents that you should have prepared as you begin your search. A personal and business credit report and personal and business income tax returns for the past 3 years will generally be expected, and some lenders may require a years worth of personal and business bank statements. Your companys business plan, including projected financial statements with profit and loss, a balance sheet, and a cash flow sheet, will be required, as well as information about your personal background, such as your educational background, criminal record, or, if the lender requires that you have business experience, your resume.

Most small business loans will require collateral, and even if you think you may not require it (for instance for a small loan, under $50,000), its wise to prepare a collateral document indicating what assets you have that could be used as collateral.

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May 09, 2013 No Comments »
Posted by Bella Lazenby
Tags: Business Loan, Loan

A Company Teambuilding Day in London

activities outline team building

If you’ve noticed morale in the office is running a little low, or you simply want to help your colleagues get to know each other better, one of the best ways to shake things up is to take your team out for a teambuilding day. This is good as it gets the entire group together in a different city and means that you can get out of your comfort zone and have a go at a range of different activities.

Hire a coach to London and head off to the capital for a fun day of bonding. This could be in the form of group activities or simply a day out to get the team talking and inspired. The best team days are the ones which get people talking to members of the team they wouldn’t normally interact with in the office, so think about ways you can throw people together in unusual situations.

Lots of companies organise treasure hunts in London, so split your team into groups and hand them their first clue. Send them off to track down the hidden treasure and give everyone a meeting place at the end of the afternoon so you can all reunite with a well-deserved drink. Alternatively, an Apprentice-style challenge can be fun; for example, sending each group off to source an unusual item. This also promotes creative thinking, which is a useful skill back in the workplace.

If you’d prefer a more sedate affair, why not make it a fun day out? Head to London Zoo or to one of the museums in Kensington, or set your team a market challenge. Let everyone loose on a market and ask them to come back with the strangest item they can find for as little money as possible, with a special prize for the winner.

For a more professional, productive day, take your team off to a teambuilding day or motivational talk by a specialist. There are lots of experts who hold special events in the City, so find out if there’s anything suitable for your industry. If not, there are lots of great general talks and exhibitions held in central London that will prove beneficial for your company.

There are lots of reasons why it’s good to get your team motivated and working as a unit. A day out is one of the best ways to do this, as it means they will feel more relaxed outside the office environment and will be able to take more away from the day on a personal level.

Kassandra Kowalski has been organising teambuilding events for businesses across the UK for the past seven years and recommends London as a city of almost limitless possibilities

May 03, 2013 No Comments »
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Small businesses aren’t using social media. So what?

Earlier this month, Telstra released the results from a survey which found the majority of small businesses arent using social media.

The story hit the media and several great articles were written detailing the stats, including Gina Baldassarres article for Dynamic Business. Interesting. But, so what?

As a small business owner myself, I am sitting on the social media fence I recently ran my own Facebook marketing campaign which turned a $100 investment in advertising into $23k worth of revenue. Not bad.

But I know I am in the minority, talking through social media with coaching clients has given me this insight and more.

So why are most small businesses shying away from social media?

1. Small business is still riding the first wave of the trend

At the moment we are seeing the early adopters who forge out ahead and take on tactics such as social media in their marketing from the get-go.

This can yield some great results as they position themselves as innovative, but can have some drawbacks and risks in terms of time and monetary investment.

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May 03, 2013 No Comments »
Posted by Bella Lazenby
Tags: Media, Social Media, Using Social, Using Social Media

Free Useful Resources For First Time Business Owners

google-for-entrepreneurs

If you are a business owner, then you will be happy to know that there are a number of free resources that will increase your chances of succeeding. Below are five useful resources that you do not have to pay for and will help you succeed:

Facebook For Business

Facebook is more than just a social networking site. It is a very useful tool that can help you succeed in your business. Facebook currently has over one billion users, and it is reaching out to small business owners. All you have to do is like the Facebook for business page, and you will be able to get tips on things that you can do to grow your business.

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May 03, 2013 No Comments »
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Tags: Business, Useful Resources

New Law Prompts $7.3 Million from Businesses Late on Taxes that Fund Unemployment Benefits

CHICAGO – More than $7.3 million has been collected from 23 businesses because the state now can hold individuals personally liable for purposefully not paying the full amount of the payroll tax that funds unemployment insurance benefits, the Illinois Department of Employment Security (IDES) said today.

Holding individuals personally liable was part of reforms by Gov. Pat Quinn and overwhelmingly approved with bi-partisan support to fight waste, fraud and abuse in the state’s unemployment insurance program.

“The days of gaming the system are over. Every dollar that does not go into the Trust Fund because someone looked the other way hurts every business owner and worker in our state,” IDES Director Jay Rowell said. “While it’s rewarding that more businesses are taking note of the harsher consequences and paying what they owe, this should put every business owner on notice that skirting the law is not worth the consequences.”

Compliance is 27 percent above levels prior to the 2011 legislation. The increase

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April 21, 2013 No Comments »
Posted by Bella Lazenby
Tags: Businesses, Million Businesses